Feb 24, 2026
Website and backendThis website and a backend have been deployed.
Coming Fall 2026
Budget without the chaos.
JABA is a zero-based budgeting app built for people who want to know exactly where their money goes and feel good about it.
Everything you need. Nothing you don't.
JABA is designed to give you clarity and control over your finances without adding more noise to your life.
Your transactions, imported automatically.
Connect your bank accounts through Plaid and watch your transactions flow in automatically. No manual entry required. Spend your time budgeting, not bookkeeping.
Only assign money you actually have.
JABA uses zero-based budgeting, which means every dollar you have gets a job before it gets spent. When you know where your money is going, you stop guessing and start deciding.
Budget together, stress less.
Share your budget with a partner, spouse, or anyone you manage finances with. Stay in sync in real time so everyone knows what is available to spend.
Your data, always yours.
Import and export all of your financial data at any time. JABA never holds your data hostage. Move freely, back up easily, and keep full control of your records.
See the whole picture of your finances.
Track your net worth over time, understand your spending patterns, and get a clear view of where your money went and where it is going. Reports that actually tell you something useful.
Early Access
Be first when JABA launches.
Waitlist members get early beta access and 30% off their first year.
Join the Waitlist
Privacy First
Built to protect you, not monetize you.
Most apps make money from your data. JABA does not. Your financial life belongs to you and that shapes every decision we make about how the app works.
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Use it without an account
Choose local only mode and your data never leaves your device. No account. No server. No risk. Bank imports, budget sharing, and multi-device sync require an account.
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End to end encrypted sync
When you sync across devices, your data is encrypted end to end. Even we cannot read it.
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Analytics that know their place
We track actions like tapping a button so we can improve the app. We never capture what you spent, where you spent it, or what your balance is.
Data sold to third parties
None. Ever.
Transaction amounts in analytics
Never collected
Account balances in analytics
Never collected
Sync encryption
End to end
People are excited.
"I have tried every budgeting app out there. JABA is the first one that makes zero-based budgeting feel intuitive instead of overwhelming. I cannot wait for launch."
"The fact that I can use it locally without an account sold me immediately. My financial data has never felt this safe inside a budgeting app. The interface is gorgeous too."
"My partner and I have been waiting for a budgeting app that we can actually share without one person having full control. JABA finally solves that in a way that feels natural."
Development Updates
See what we are building.
Every week we share what is new, what changed, and what is coming next. Waitlist members get these updates directly in their inbox.
Common questions.
JABA is $59.99/year or $9.99/month. Joining the waitlist gets you 30% off your yearly subscription.
JABA will be available on iOS 26+, iPadOS 26+, and macOS 26+ at launch.
A web version is planned, but it will not be part of the initial launch. The web version will require an account and will not include the local-only option. An Android version is also being planned, though it is a lower priority than the web and Apple platforms at the moment.
Yes — joining the waitlist will get you an invitation to the beta app.
After launch, the beta program will require an account to participate.
JABA can be used entirely on-device without an account. The local-only mode does not require signing up, and your data never leaves your device. Note that local-only mode cannot connect to bank accounts via Plaid, cannot be shared with another user, and cannot sync across devices.
JABA uses end-to-end encryption and never sells your data. Analytics only track actions you take inside the app — the amounts, balances, and details of your transactions or bank account are never stored for analytics purposes.
JABA uses Plaid to automatically import transactions from your bank accounts. This feature requires an account and is not available in local-only mode.